All You Need to Know About ICICI Net banking And Timings

ICICI Net Banking provides a simple, convenient, and 100 percent secure way to carry out a wide range of Banking transactions. An account holder can have access to numerous features of ICICI Net Banking that enable them to save a lot of time and avoid unwanted delays.

How to activate ICICI Net banking

An account holder shall opt for ICICI Net banking to carry out the banking transactions from anywhere:

1. While opening an ICICI bank account online

Step 1: Go to the ICICI bank’s official website and then click on the tab “New user”. 

Step 2: While opening the bank account, ICICI net banking User ID shall be used.

Step 3: Next, to generate the password, click on “I want my password”.

Step 4: Once the password gets generated, log in using the User ID and the password.

2. While opening an ICICI bank account offline

Step 1: ICICI net banking User ID shall be used along with the temporary password provided in the welcome kit.

Step 2: Go to the ICICI bank’s official website and then click on the tab “Login” to enter the User ID and the password. 

How to log in ICICI Net Banking

Step 1 – Visit the official website of ICICI Net Banking portal
Step 2 – Enter the login ID and password.
Step 3 – Click on the tab “Login” to get access to ICICI Net Banking.

How to register for ICICI Internet Banking

Step 1 – Open the official website of ICICI net banking portal
Step 2 – Click on the tab “Personal Banking” after logging in.
Step 3 – To initiate the registration process, click the option “Get User ID” and then click on “Click here to proceed”.
Step 4 – To get the user ID, enter the bank account number along with the registered mobile number, and then click on “Go”.
Step 5 – After receiving a system-generated User ID, click on the login page once again and then click on “Generate Password”.
Step 6 – After clicking on “Click here to proceed”, enter the user ID and again click on “Go”.
Step 7 – Enter the registered mobile number to receive OTP.
Step 8 – Now, the system will generate a password with the help of which one can have access to ICICI net banking services.

Advantages of ICICI Net banking:

1. Superior user interface and navigation
2. Personalization and customization
3. Differentiated experience by customer segment
4. Simplified transaction process
5. Advanced level of security

Net banking allows access to all the services sitting at home, but if an account holder wishes to visit the bank to avail of the same he has to adhere to the ICICI bank timings which are as mentioned below:

ICICI Bank Timings

ICICI net banking services can be availed by its customers conveniently sitting at home with the help of the internet without even wondering about the ICICI Bank timings as these services are available 24*7 to the customers

But, post lockdown, ICICI bank timings are from 09:30 am till 03:00 pm from Monday to Saturday (except for the second & the fourth Saturdays).

Day	Timings
ICICI Bank Timings on Monday to Friday	09:30 am to 03:00 pm
ICICI Bank Timings on Sunday	Bank Closed
ICICI Bank Timings on Second and Fourth Saturday	Bank Closed
ICICI Bank Timings on First, Third and Fifth Saturday	09:30 am to 03:00 pm

ICICI Bank NEFT Timings

ICICI NEFT Timings (Weekdays)	09:30 AM to 04:00 PM
ICICI NEFT Timings (Working Saturdays)	09:30 AM to 04:00 PM

ICICI Bank RTGS Timings

As per the guidelines of RBI, RTGS (Real-time gross settlement) is made available to an account holder 24*7.

How to transfer Funds via ICICI Net banking

Funds Transfer is an event that leads to the movement of funds from the remitter to the beneficiary i.e. remittance of funds from one party to either itself or to another party with the help of the banking system.

On the other hand, Electronic Funds Transfer (EFT) is an electronic transfer of money from one bank account to another either within the same bank or across different banks with the help of computers or mobile phones without the bank’s intervention.

Below mentioned are the steps to transfer funds via ICICI Net banking:

• Firstly, login into ICICI Net banking with the help of either your laptop or mobile.
• Go to the tab “Payments & Transfer and then select “Funds Transfer”.
• Next, click on “Transfer Now” and then select the bank account from which the money is to be transferred.
• Also, select the beneficiary account to which money is to be transferred.
• Now, select the transfer type, i.e. IMPS, RTGS, or NEFT, and enter the details like the amount to be transferred, date of transaction, etc.
• After clicking on “Next”, a screen with all the transaction details will appear for verification.
• Post verification click on “Submit” to complete the transaction.

Transaction Limit on Funds Transfer

Transaction Type	Minimum Transaction Amount	Maximum Transaction Amount
IMPS (IFSC and Account Number)	INR 1	INR 2,00,000
IMPS (MMID and Mobile number)	INR 1	INR 10,000
RTGS	INR 2,00,000	INR 10,00,000
NEFT	INR 1	INR 10,00,000

Charges Applicable on Funds Transfer

Transaction Amount	IMPS	NEFT	RTGS
<10,000	INR 5 + GST	INR 2.5 + GST	Not Applicable
INR 10,000 – INR 1,00,000	INR 5 + GST	INR 5 + GST	Not Applicable
INR1,00,000 – INR 2,00,000	INR 15 + GST	INR 15 + GST	Not Applicable
INR 2,00,000 – INR 5,00,000	Not Applicable	INR 25 + GST	INR 5 + GST
INR 5,00,000 – INR 10,00,000	Not Applicable	INR 25 + GST	INR 5 + GST

FAQs

What are the different ways of checking ICICI bank balance?

The different ways to check ICICI bank balance are as mentioned below:

• ICICI Account bank balance check via Missed call banking
• ICICI Account bank balance check via SMS banking
• ICICI Account bank balance check ICICI net banking
• ICICI Account bank balance check via Mobile banking
• ICICI Account bank balance check by visiting the ATM
• ICICI Account bank balance check by getting the ICICI bank passbook updated
• ICICI Account bank balance check by calling ICICI bank customer care no
• ICICI Account bank balance check via UPI.

Related: How To Start An ATM Business: Here’s A Step By Step Guide