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Best Countries in the World for a Comfortable Retirement 

Best Countries in the World for a Comfortable Retirement 
Photo by Marc Najera on Unsplash

Financially wise, 2022 hasn’t been the best of years for several reasons, including steep inflation, mounting interest rates and increasingly high cost of living, which has left many people concerned about how they’ll manage to make ends meet. And while many families have worried about accruing debt to pay for their rent and groceries, there’s another topic that is concerning many individuals: the best place to retire.

Generally, when retirement is concerned, people mainly focus on 401(k) plans, maintaining a steady income stream and ensuring access to adequate healthcare. The issue of which country is the best one to retire to is seldom discussed, as it is commonly interpreted that you wish to spend your retirement within your current country of residence. There are several advantages to doing this. You’re accustomed to the administrative systems, know the language and culture, and all the surroundings are familiar. You might also be closer to most of your family members.

However, retiring somewhere abroad has its strong points as well. For starters, the idea of experiencing a new culture is spectacular, and it’s never too late to learn to love a new place. You’ll also get to enjoy new life experiences in a way you never possibly could as a tourist. However, before you settle on a destination where to spend your golden years, you must first do your research on what are the best places to relocate.


Croatia is one of the most popular destinations in the world for retirees. Among its advantages are the relatively low cost of living compared to the high quality of life and the relatively small population, making the country a quaint and relaxing spot to spend your retirement. Besides, you’re probably already aware of the fact that Croatia is home to some of the most picturesque sights in the world. And there’s nothing that can beat lounging on a sunlit balcony with a delicious beverage by your side and a book in your lap while you’re wearing comfortable, breathable bamboo pajamas for women. Designed to provide you with the utmost comfort, you’ll want to wear them all the time, even when you’re not getting ready for bed.

New Zealand 

New Zealand is one of the top locations for retirement across numerous polls. The beautiful natural landscapes, offering some of the most pristine wilderness environments in the world, the pleasant climate and the relaxed lifestyle are the key factors convincing people to relocate to New Zealand after they stop working. To live comfortably in New Zealand after retirement, you’ll need a yearly income of approximately NZ$60,000 and an additional NZ$500,000 for daily expenses. You might also want to have something extra in savings that can go towards an investment venture.

You are eligible to apply for permanent residence after living in New Zealand for four years. You also have the option to start a joint application with your spouse or partner.


When it comes to the top places in the world for expat retirees, Switzerland has consistently ranked among the top spots in the world. The living standard is renowned across the globe as one of the best, with excellent healthcare services being among the best in the world. Switzerland also has relatively low taxes and is a haven for those who enjoy frequent gateways due to its many cultural and natural spots to explore.

The country has become such a popular destination for retirees from all corners of the world that the Swiss government has developed a unique residency program designed to accommodate the constant influx of people arriving in the country. However, one of the things that you should be aware of before moving is that Switzerland can be significantly pricier than other places.


When it comes to places of perfect natural beauty, few countries have a claim as strong as that of Ireland. Add to that the vibrant culture and the friendly people, and you’ve got the recipe for a perfect retirement spot. The healthcare system is very efficient, and the country’s crime rates are on the lowest end of the spectrum. Compared to other Western European nations, Ireland is significantly cheaper as well. The lower living costs mean it’s easier to find cheap housing options that don’t lack the essentials simply because their price is lower. Temperatures are generally quite mild, and if you enjoy living life on the slower side and really taking your time to stop and smell the roses, Ireland is the perfect option for you.

In order to be eligible to retire to Ireland, you must be able to support yourself financially. You should have a yearly income of €50,000 and a lump sum that can come in handy if you have to deal with any sudden expenses or which can go towards an investment. The amount depends, but ideally, it should be the rough equivalent of the average price of a residential dwelling in the United States, so somewhere within the $348,079 margin.


In order to retire in the Netherlands, you need to have lived and worked in the country for a minimum of five years. Afterwards, you are eligible to apply for a permanent residence permit, allowing you to retire in the country. While this is the standard, most straightforward procedure, there are exceptions as well. If you are an EU or EFTA citizen, you have the option to apply for residency after you’ve retired if you lived in the country for three years before.

To live in the Netherlands, you’ll require valid documentation and proof of health insurance. You must also be able to provide the necessary documentation to prove that you have sufficient funds at your disposal to live comfortably.

When you’re looking to live abroad after your retirement, there are several things you should consider. Before deciding on a country, make sure to evaluate as many options as possible. Look into the requirements of living in each of them and decide which one would work best for you. Your ideal place is out there, waiting for you.

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